Attention homeowners: Real estate appraisal services for in Miramar Beach and Okaloosa County

Here are the top seven reasons FL homeowners use Weeks Appraisal Services:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Okaloosa county's assessment of your property
  3. To reduce their mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a FL divorce, where property needs to be divided
  7. To settle an estate in Okaloosa county or FL by determining the true market value of property in question

Need help determining the price of your house in or near Miramar Beach, FL?
Contact Weeks Appraisal Services.

We at Weeks Appraisal Services understand the individual needs of a customer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Weeks Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value assessment than yours.

PMI Removal Appraisals

A preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping clients just like you rid yourselves of unwanted PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in a region that is going down. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal from Weeks Appraisal Services is your best weapon.

Was your HELOC recently frozen?

If your property is in a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. Weeks Appraisal Services can help you reinstate your home equity line of credit with a professional appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for efficiency? Weeks Appraisal Services offers field reviews where we go out and check the subject and comparables. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Weeks Appraisal Services can help with that too. Even though this is usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.